Madrid’s BCAS raises €30 million debt to cover the A–Z of barrier-free education with flexible financing solution
BCAS, a Madrid-based EdTech startup specialised in flexible education financing, today announced the closing of a new €30 million debt round, led exclusively by Spanish neobank MyInvestor.
With this new capital, the company aims to expand its operational capacity, introduce traditional instalment-based financing at affordable interest rates, and “significantly” increase the number of students who can access funding without financial barriers. BCAS has crossed €55 million in total funding across debt and equity, with MyInvestor and Orilla AM as its main financial partners.
“This round represents a key milestone for us. On the one hand, it validates our model, and on the other, it allows us to take the next step in scale, product diversification and covering the entire value chain. It reflects the maturity of the project and BCAS’s commitment to solid and sustainable growth,” said Bosco González del Valle, co-CEO and co-founder of BCAS.
Founded in 2021 by Bosco González del Valle, Javier Ausín, and Manuel Avello, BCAS is on a mission to promote equitable, sustainable and high-quality education, enabling students to focus on their studies without financial barriers.
According to BCAS, its model combines Income Share Agreement (ISA) financing, where students only start paying once they secure employment, with instalment-based payment solutions. In this way, the company claims to position itself as a comprehensive education financing tool for both training centres and individuals seeking to improve their employability.
Following the transaction, BCAS reports having reached profitability and improved operational stability. Based on its forecasts, it expects to maintain sustained growth of over 50% annually. According to the company, the funding is expected to support financing for more than 6,000 students. It will also help the company to double its size and loan volume by 2026, while maintaining profitable and sustainable growth.
“This new financing marks a further scale-up for the company, consolidating its position as a leading education financing player in Spain and as one of the few Spanish EdTech companies capable of attracting large volumes of structured financing. The debt will allow BCAS to continue offering ISAs and to launch its new instalment-based financing product, broadening the range of solutions tailored to the real needs of students and training institutions,” mentioned the company in the press release.
In 2024, the company closed a €17 million funding round led by MyInvestor and Actyus (Andbank Group’s venture debt fund).
BCAS currently operates in Spain and Germany and plans to expand further across Europe once it has consolidated its leadership at a national level. The company has already financed more than 3,800 students and works with over 60 training providers, including Ironhack, The Bridge, thePower, ISDI, 4Geeks, UNIR, EIP, and HACK A BOSS.
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