Work smarter, not harder: Meet 10 European AI startups that will help you automate your business

Deadlines are tighter, expectations are higher, and most teams are juggling more than ever. What used to require big budgets, specialised staff and months of work can now be handled in a fraction of the time. Thanks to AI, building something polished and professional is no longer out of reach for small businesses, solo founders or lean teams.

Wearing multiple hats was always the norm for startup founders: CEO, marketer, accountant, project manager, HR. But now, with the help of smart tools, staying on top of it all doesn’t mean burning out. AI-powered platforms can handle everything from admin tasks and client communications to financial reporting and product development, freeing you up to focus on what matters.

On that note, we’ve selected 10 European AI startups that are helping people work smarter. Whether you’re looking to automate payments, streamline your workflow or build a product from scratch, these tools are designed to make your business run smoother with less effort.

Based in London, Adfin is a platform that makes getting paid better for everyone. It helps businesses and accountants save time and cut costs by taking over the manual work of chasing payments. With AI-powered workflows, Adfin allows you to quickly create and send payment requests, automate reminders, and keep everything synced with your existing accounting software. It brings all your payment methods into one place, so customers can pay however they prefer: by card, bank transfer, or direct debit.

What makes Adfin stand out is how smooth it makes the whole process. If a payment fails, it automatically follows up with other options, making sure you still get paid. Its smart dashboard gives you full control over credit management without the usual hassle, and its UK-based support team is there if you need help. There are no monthly fees or long contracts; you only pay when a payment goes through. Founded in 2024, they have raised €4.2 million.

Based in Freiburg Im Breisgau, Black Forest Labs builds advanced AI tools that allow users to generate and edit images using a combination of text and visual input. Their core product, FLUX.1 Kontext, lets users make changes to images simply by describing what they want to see. Whether it is removing an object, changing the setting, or adjusting the style, the platform understands both the image and the prompt to deliver smooth, realistic results.

FLUX.1 Kontext stands out for its speed, accuracy and ability to maintain important details such as characters or visual styles across multiple edits. It supports targeted changes without affecting the entire image, making it useful for designers, developers and creative professionals. The technology is available through platforms like Freepik, Krea and Replicate, helping more people access powerful AI image tools without technical complexity. Founded in 2024, they have raised €28 million.

Based in Nuremberg, Genaios is an AI-powered tool that helps users verify the accuracy and originality of online content. It detects fake news, AI-generated text and plagiarism across multiple languages and formats, allowing individuals and organisations to trust what they read. Users can simply paste text, upload a file or insert a URL, then choose from tools like fact-checking, originality scanning or AI-content detection. The platform is designed to support media professionals, educators and anyone who needs to make informed decisions based on reliable information.

Genaios combines accuracy, speed and ease of use to reduce the time spent manually reviewing content. Its AI engine delivers results within seconds, achieving high levels of precision while helping companies stay compliant and protect their reputation. The system can be integrated via API, allowing businesses to add verification tools directly into their existing workflows. With offices in Nuremberg and Valencia, Genaios is expanding rapidly and has already received international recognition for its technology. Founded in 2023, they have raised €10 million.

Based in London, Granola is an AI-powered notepad built for people who spend their days in back-to-back meetings. It records and transcribes meetings directly from your device, with no bots or extra setup required. Once the meeting ends, Granola uses AI to clean up and summarise your raw notes, turning them into clear, structured summaries you can share instantly. The tool works across all major platforms and is designed to help users stay focused on conversations without the distraction of writing everything down.

What sets Granola apart is its ability to produce accurate, readable notes in seconds, with custom templates and support for multiple workflows. It keeps key information organised, making it easier to follow up on tasks and decisions. The platform has quickly gained popularity among professionals in tech, venture capital and media for its simplicity and reliability. Founded in 2023, they have raised over €58 million.

Based in Stockholm, Lovable develops AI-powered tools that help anyone create websites, apps, or internal tools simply by chatting with an assistant. The platform is designed to make software development more accessible by removing the need for coding knowledge. Users can ask Lovable to build anything from a blog or landing page to a B2B dashboard or prototype, and instantly customise it to fit their needs. The interface is intuitive and built to support individuals, startups, and teams working in tech, finance, healthcare and more.

Lovable stands out for how fast and flexible it is. With thousands of pre-built templates, live previews and a strong community of remixable projects, users can start from scratch or build on existing ideas with ease. The platform integrates smoothly into existing design tools like Figma, offering a complete and user-friendly development experience. Founded in 2023, they have raised over €21 million.

Based in Madrid, Shakers is building the next-generation way of working by connecting companies with top freelance talent through an AI-powered platform. It allows businesses to hire pre-vetted tech professionals and remote experts in just a few days, offering a flexible and scalable alternative to traditional hiring. Freelancers can apply individually or as part of a small team, while Shakers takes care of contracts, payments, and collaboration tools all in one place. The platform is designed for startups, SMEs, and large enterprises looking to grow without increasing fixed costs.

Shakers supports a wide range of roles, from UX designers and AI engineers to project managers and app developers. Their AI-driven tools help match companies with the right talent based on project needs, experience, and availability. With over 10,000 tech freelancers in its community and more than 450 companies already onboard, Shakers is becoming a key player in Europe’s flexible work ecosystem. Founded in 2021, they have raised €21.8 million.

Based in Vilnius, Sintra X develops AI-powered tools that help small business owners automate daily tasks across areas like social media, customer support, email marketing, recruiting, and sales. At the heart of the platform is a team of specialised AI assistants, each trained to support a specific function such as scheduling meetings, writing copy, answering customer queries, or creating social media content. These helpers work around the clock, learn about your business over time, and integrate with tools like Gmail, Facebook, Google Calendar, and more.

Sintra.ai stands out for its ease of use, multilingual support, and flexibility. Users can manage multiple business profiles, collaborate in shared workspaces, and streamline operations without hiring additional staff. Whether it’s writing a cold email, generating SEO content, or analysing customer feedback, the platform turns time-consuming tasks into quick wins. With over 40,000 users worldwide, Sintra.ai is quickly becoming a go-to solution for entrepreneurs looking to work smarter. Founded in 2023, they have raised €14.9 million.

Based in Amsterdam, Stacks is an AI-powered workspace designed to help accounting teams close their books faster, more accurately, and with less manual effort. The platform streamlines the entire month-end close process by automating reconciliations, journal entries, variance analysis, and reporting. It connects directly to your ERP system, providing real-time insights while ensuring everything stays audit-ready and fully traceable. Stacks is built with strong security features, including encryption, access controls, and compliance with standards like SOC 2 and ISO 27001.

What sets Stacks apart is its use of AI agents to handle repetitive, time-consuming accounting tasks. This frees up finance teams to focus on higher-value work and make faster, more strategic decisions. With role-based permissions, audit logs, and seamless integration with Excel, it fits easily into existing workflows while improving control and accuracy. Founded in 2024, they have raised €10 million.

Based in Köln, tl;dv is a meeting productivity tool that uses AI to help teams capture and organise important insights from their meetings. The platform records video calls, transcribes conversations in over 30 languages, and generates clear summaries that can be shared instantly. It also integrates with thousands of tools, including Salesforce and HubSpot, and can update CRMs, draft follow-up emails, and highlight key discussion points automatically. This allows teams to stay aligned, save time, and avoid the need for manual note-taking.

tl;dv is designed not just for convenience but for impact. Its AI can analyse multiple meetings to surface trends, customer feedback, feature mentions, or sales objections, helping teams make better decisions across departments. Sales teams can also use tl;dv for coaching, with tools to track rep performance and improve call quality over time. Built with enterprise-grade security and full compliance with GDPR and SOC 2 standards, tl;dv gives users complete control over their data. Founded in 2020, they have raised €4.3 million.

Based in London, TRIVER provides small businesses with instant capital by turning their unpaid invoices into cash, using Open Banking data and AI-driven risk models. The platform offers a flexible and fully online facility of up to £250,000, allowing users to upload invoices and receive funds within minutes. There are no personal guarantees, no setup fees, and no hidden charges — just a simple fee per transaction. Designed for ease and speed, TRIVER helps businesses manage cash flow without taking on traditional debt.

Built as an API-first platform, TRIVER can be embedded directly into digital services such as accounting software and digital banking platforms. This allows partners to offer financing solutions to small business clients in a seamless and scalable way. The service is discreet, fully compliant, and gives businesses control over when and how they access capital. Founded in 2023, they have raised over €34.5 million.

By the way: If you’re a corporate or investor looking for exciting startups in a specific market for a potential investment or acquisition, check out our Startup Sourcing Service!

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