Irish FinTech lender Teybridge Capital Europe secures €50 million funding line to expand working-capital solutions
Dublin’s FinTech startup Teybridge Capital Europe has raised an initial funding line of approximately €50 million from the Madrid-based family office Baghdadi Capital, with plans to gradually increase this to around €500 million as the business grows.
Teybridge Capital Europe, a trade finance and working capital platform, is projected to reach a valuation of over €100 million.
Dylan Martin, CEO of Teybridge Capital Europe, says: “The investment from Baghdadi Capital supercharges our ability to serve SMEs and corporates across multiple regions. It expands our reach, strengthens our offering, and brings our BRIDGE platform to more businesses in need of fast, reliable access to working capital.
“With this funding, we can support a broader client base while preserving the agility and rigor that have always defined us. It’s a powerful step forward for our company.”
This strategic investment aligns with a broader 2025 trend in Europe, where FinTech and specialty finance companies are scaling working capital and trade finance solutions through large credit lines and structured capital facilities.
Several comparable developments were reported by EU-Startups this year:
-
London-based Zvilo secured an expanded €75 million credit facility to support MSME trade finance operations.
-
Amsterdam’s Factris obtained €100 million from Brand New Day Bank to grow its SME invoice-financing portfolio across Europe.
-
Prague-based Flowpay raised €30 million from Fasanara Capital to enhance its embedded finance offering for SMEs.
-
Berlin’s re:cap secured a €125 million credit facility to expand its “Capital OS” platform into the UK market.
-
Brussels startup Husk raised €1 million in pre-seed funding to develop cashflow optimisation tools for early-stage businesses.
EU-Startups previously featured Baghdadi Capital in connection with its €5 million investment to launch Madrid-based Green Bunkers, a platform focused on reducing maritime emissions.
“At Baghdadi Capital we are not simply investing in companies; we are shaping a global network of autonomous platforms – connected by shared standards and strengthened with capital. Our investment in Teybridge Capital Europe reflects this vision: building resilience, empowering local teams, and delivering truly complementary financing solutions that support cross border growth,” adds Baihas Baghdadi, Founder & Executive Chairman of Baghdadi Capital.
Founded in 2022 by Dylan Martin and Colm Devine, Teybridge Capital Europe delivers working capital and trade finance solutions to SMEs and corporates through its proprietary platform, BRIDGE.
In two and a half years, Teybridge has deployed approximaely €500 million to over 250 SMEs across Ireland, the UK, and the U.S.
This investment forms part of Baghdadi Capital’s broader diversification strategy, which is designed to strengthen the Group’s position beyond Spain – its core market – where it already holds the largest book through its subsidiary, Trade & Working Capital.
All acquisitions are structured as cash-in only participations, with management teams retaining full autonomy over daily operations and risk assessment.
The UK market now represents 60% of Teybridge Capital Europe’s lending portfolio, providing lending facilities to UK SMEs and corporate clients in the food & beverage, technology, and manufacturing sectors.
Baghdadi Capital’s clients will now gain access to BRIDGE , Teybridge’s proprietary platform, for digital onboarding, operational management and near real-time funding.
Over the past two and a half years, the platform has processed more than 12,500 transactions and funded approximately more than £400 million in trade finance and working capital loans, to more than 250 clients based in the UK, Ireland and the US.
In this context, Teybridge Capital Europe brings nearly 1,000 debtors across 19 countries over the past two and a half years, while Baghdadi Capital through its different companies in the US and Spain managed almost 500 debtors only in the last fiscal year.
Together, the platforms look to achieve greater granularity and resilience, reducing concentration risk and creating synergies to negotiate more efficient funding terms which opens the door to new securitisation-like structures.
As part of the funding, Baghdadi Capital will join Teybridge Capital Europe’s board.
The post Irish FinTech lender Teybridge Capital Europe secures €50 million funding line to expand working-capital solutions appeared first on EU-Startups.
