Best Employee Health Insurance Agency 2025

Dec 9, 2025 - 04:00

Phone screen, health insurance and hands of woman for digital application, app and check in.

In today’s business environment, ten years is an impressive milestone to hit. 110 years is something truly staggering, and it is this anniversary which is being celebrated this year by BKK MTU, which opened its doors on New Year’s Day in 1915. Founded by Karl Maybach, one of the most celebrated minds in the history of engine construction, the agency channels the prestige of its founder to exclusively insure Rolls-Royce Power Systems AG/MTU employees and their families. The agency’s own Roland Dietz was on hand to tell us more about these services.

Rolls-Royce Power Systems AG is a German offshoot of the prestigious Rolls-Royce brand, with the company specialising in engine manufacturing and facilities. Before 2006, the core company – then MTU Friedrichshafen GmbH – was a constituent of DaimlerChrysler (which is today Mercedes-Benz Group AG), hence MTU being in the name of BKK MTU, an employee health insurance agency providing a comprehensive range of services to both current and former employees of the company, as well as their families.

Offering these individuals the opportunity to join an exclusive community of insured persons, BKK MTU is a closed-end company health insurance fund providing a wide range of services centred on the health and wellbeing of this group. Alongside a range of basic statutory benefits, members benefit from a full scope of additional benefits covering everything from acupuncture to X-ray passport documents, ensuring its employees and their families are well taken care of, regardless of their specific needs.

This also extends to include an employee’s children, who receive family-centred provisions like early detection examinations, dental care, orthodontic treatments, vaccinations, and ‘FamilyPlus by BKK’, the latter an extended preventitive care programme that has been developed alongside leading paediatricians. For parents, a child sickness benefit scheme is also in place, as is domestic help in the case of illness, an on-call midwife service, and even a detailed family insurance plan which covers children up to the age of 25.

All of this fuels BKK MTU’s core aim, which is simply to do everything in its power to keep its insured members and their co-insured family members healthy. As Roland explained: “If illness does strike, we want to use all the means at our disposal to help people get well again and remove any obstacles along the way so that they can concentrate fully on their recovery.” This also reflects the core values of modern, flexible, reliable, and passionate which it shares with Rolls-Royce and MTU alike, values it has been living for 110 years.

“We are very proud that so many people have been insured with us their entire lives, expressing their belief that their most valuable asset, their health, is in the best hands with us and that they therefore trust us.”

Setting the agency apart from most of its competitors in this space is the fact that it is a genuine company health insurance provider working on an equal footing with those it serves. This means it goes way beyond the customer-agency relationship many providers offer, improving communication and adding a layer of prestige to this service in this process. Underpinning this relationship is a supervisory board of expert decision makers, who expect the company to go above and beyond in supporting each of its members.

With this distinction in tow, Roland told us how the culture within BKK MTU is one of continuous refinement, a pursuit that drives the company every day. Exploring this further, Roland explained: “We must always know what we need to do to ensure that our policyholders feel well looked after and cared for, and that they never have any doubt that we are the best option they have to choose from. Because then we will always represent such added value that we will be indispensable.”

Continuing to walk this path as it moves into its 111^th year in operation, BKK MTU’s future is grounded in an awareness that the added value it creates is two-fold. First of all, healthy people ensures the workforce of Rolls-Royce is kept strong, meaning its people work better and drive company growth. Second, and more importantly, healthy people are happy people, and the opportunity to remain healthy as they progress into old age is something that cannot be measured with figures or graphs – as it is simply the gift of life itself.

Named the Best Employee Health Insurance Agency 2025 in this programme, BKK MTU’s infallible combination of a century-long track record of impeccable service and a holistic approach to the health and wellbeing of its policyholders has more than earned it a place within these pages. More on its provisions can be found at the link below.